Uber's services have revolutionized modern travel. With just a tap on your phone, you can request a ride within minutes, making transportation more convenient than ever. Despite its convenience, risks still exist. Collisions can occur, and passengers could end up injured.
In this article, typical Uber accident injuries, how to determine liability, and the legal steps involved in pursuing compensation.
Common Uber Injuries
An Uber accident can cause many different types of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:
Cervical Strain: This neck injury is common in rear-end collisions, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These injuries may require surgery, physical therapy, and long-term care.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.
Driver Liability: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.
Another Motorist: When another driver causes the accident, they may be held responsible.
Uber’s Liability: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Not Using the App: When the driver is offline, their personal insurance is responsible.
Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s uber car accident lawsuit $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.